Dr. Charles M. Lutz
- Gender: Male
- Experience: 28 years
- Graduated from: University Of Missouri St Louis - School Of Optometry
- Graduation year: 1993
- Sole propriator: No
- NPI: 1750340741
Dr. Charles M. Lutz O.D.
Optometrist
He is located at 1944 Zumbehl Road in Saint Charles, MO 63303. Can help patients with the following: Binocular Dysfunction (BVD), Diabetic Retinopathy, Exotropia, Nearsightedness, Oculomotor Dysfunction, Sty. His National Provider Identifier (NPI) number is 1750340741. Appointment can be made via the phone number (636) 916-5367. He is affiliated with 3 practices.
Conditions treated
Dr. Charles M. Lutz, being an optometrist, treats the following conditions. Please be advised that this list may not be complete. For the full list of conditions treated, consult directly with Dr. Charles M. Lutz.
- Astigmatism
- Binocular Dysfunction (BVD)
- Blepharitis
- Blindness
- Cataracts
- Color Blindness
- Contact Lens Prescription and Fitting
- Crossed Eyes
- Diabetic Retinopathy
- Dry Eyes
- Esotropia
- Exotropia
- Eye Allergy
- Eye Floaters
- Eye Strain
- Eyeglasses Fitting and Prescription
- Farsightedness
- Glaucoma
- Hypertropia
- Lazy Eye
- Macular Degeneration
- Nearsightedness
- Oculomotor Dysfunction
- Pink Eye
- Presbyopia
- Retinal Imaging
- Sty
Procedures Performed by Dr. Charles M. Lutz
ACA Marketplace (Obamacare/HealthCare.gov) plan networks
Insurers selling ACA Marketplace (HealthCare.gov) plans list Dr. Charles M. Lutz as in-network for the following 2026 plans.
Health plans
Ambetter Health
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 16 plans from Ambetter Health
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Complete Gold | EPO · Gold | Preferred | Not accepting new patients |
| Complete Gold + Vision + Adult Dental | EPO · Gold | Preferred | Not accepting new patients |
| Complete Silver | EPO · Silver | Preferred | Not accepting new patients |
| Complete Silver + Vision + Adult Dental | EPO · Silver | Preferred | Not accepting new patients |
| Elite Bronze | EPO · Expanded Bronze | Preferred | Not accepting new patients |
| Elite Bronze + Vision + Adult Dental | EPO · Expanded Bronze | Preferred | Not accepting new patients |
| Everyday Bronze | EPO · Expanded Bronze | Preferred | Not accepting new patients |
| Everyday Bronze + Vision + Adult Dental | EPO · Expanded Bronze | Preferred | Not accepting new patients |
| Everyday Gold | EPO · Gold | Preferred | Not accepting new patients |
| Everyday Gold + Vision + Adult Dental | EPO · Gold | Preferred | Not accepting new patients |
| Standard Expanded Bronze | EPO · Expanded Bronze | Preferred | Not accepting new patients |
| Standard Expanded Bronze + Vision + Adult Dental | EPO · Expanded Bronze | Preferred | Not accepting new patients |
| Standard Gold | EPO · Gold | Preferred | Not accepting new patients |
| Standard Gold + Vision + Adult Dental | EPO · Gold | Preferred | Not accepting new patients |
| Standard Silver | EPO · Silver | Preferred | Not accepting new patients |
| Standard Silver + Vision + Adult Dental | EPO · Silver | Preferred | Not accepting new patients |
Anthem Blue Cross and Blue Shield
Network data as of Mar 26, 2026, as reported by the insurer.
Show all 10 plans from Anthem Blue Cross and Blue Shield
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Anthem Bronze Pathway 10150 ($0 Virtual PCP + $0 Select Drugs + Incentives) | EPO · Bronze | Participating | Accepting new patients |
| Anthem Bronze Pathway 6900 ($0 Virtual PCP + $0 Select Drugs + Incentives) | EPO · Expanded Bronze | Participating | Accepting new patients |
| Anthem Bronze Pathway 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | EPO · Expanded Bronze | Participating | Accepting new patients |
| Anthem Catastrophic Pathway (+ Incentives) | EPO · Catastrophic | Participating | Accepting new patients |
| Anthem Gold Pathway 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | EPO · Gold | Participating | Accepting new patients |
| Anthem Heart Healthy Bronze Pathway 4900 ($0 Virtual PCP + $0 Select Drugs + Incentives) | EPO · Expanded Bronze | Participating | Accepting new patients |
| Anthem Heart Healthy Silver Pathway 3100 ($0 Virtual PCP + $0 Select Drugs + Incentives) | EPO · Silver | Participating | Accepting new patients |
| Anthem Silver Pathway 5350 ($0 Virtual PCP + $0 Select Drugs + Incentives) | EPO · Silver | Participating | Accepting new patients |
| Anthem Silver Pathway 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | EPO · Silver | Participating | Accepting new patients |
| Anthem Silver Pathway 7200 ($0 Virtual PCP + $0 Select Drugs + Incentives) | EPO · Silver | Participating | Accepting new patients |
Oscar Insurance Company
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 11 plans from Oscar Insurance Company
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Bronze Classic 4700 | EPO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Classic Standard | EPO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Elite + PCP Saver Plus | EPO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Simple Diabetes | EPO · Expanded Bronze | Preferred | Accepting new patients |
| Gold Classic Standard | EPO · Gold | Preferred | Accepting new patients |
| Gold Simple | EPO · Gold | Preferred | Accepting new patients |
| Silver Classic Standard | EPO · Silver | Preferred | Accepting new patients |
| Silver Elite Saver Plus | EPO · Silver | Preferred | Accepting new patients |
| Silver Simple Diabetes | EPO · Silver | Preferred | Accepting new patients |
| Silver Simple PCP Saver | EPO · Silver | Preferred | Accepting new patients |
| Silver Simple Women's Health with Menopause Benefits | EPO · Silver | Preferred | Accepting new patients |
UnitedHealthcare
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 13 plans from UnitedHealthcare
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | EPO · Expanded Bronze | Non Preferred | Accepting new patients |
| UHC Bronze Essential (No Referrals) | EPO · Bronze | Non Preferred | Accepting new patients |
| UHC Bronze Standard (No Referrals) | EPO · Expanded Bronze | Non Preferred | Accepting new patients |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) | EPO · Expanded Bronze | Non Preferred | Accepting new patients |
| UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals) | EPO · Gold | Non Preferred | Accepting new patients |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | EPO · Gold | Non Preferred | Accepting new patients |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) | EPO · Gold | Non Preferred | Accepting new patients |
| UHC Gold Standard (No Referrals) | EPO · Gold | Non Preferred | Accepting new patients |
| UHC Silver Advantage ($0 Virtual Urgent Care, No Referrals) | EPO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | EPO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | EPO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Standard (No Referrals) | EPO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Standard+ (Dental + Vision, No Referrals) | EPO · Silver | Non Preferred | Accepting new patients |
This covers ACA Marketplace plans only, as reported by each insurer. It does not include employer, Medicare Advantage, or state-run exchange plans, and a plan missing from this list does not mean Dr. Charles M. Lutz is out of network. Insurer directories can be out of date, so always confirm with the insurer and the office before your visit.
Medicare Enrollment
Dr. Charles M. Lutz is enrolled to bill Medicare as a Practitioner - Optometry .
Bills through: Nucrown, Llc
Based on Medicare's public enrollment records as of Sep 29, 2026. This reflects Medicare fee-for-service enrollment only and says nothing about other insurance, quality, outcomes, or board certification.
Payments received
Drug payment
| Coopervision | $870 |
| Alcon | $228 |
| Shire North American Group | $69 |
Other
| Promotional Speaking or Service | $714 |
| Food and Beverage | $454 |
Studies
UNIVERSITY OF MISSOURI ST LOUIS - SCHOOL OF OPTOMETRY
Graduated in 1993
Looking for more Optometrists?
Out of the 10 optometrists in this region, here are 10 randomly selected ones for you to explore.
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- Address: 1592 Country Club Plaza Drive Saint Charles, 63303, MO
- Gender: Male
- Address: 2035 Zumbehl Road Saint Charles, 63303, MO
- Gender: Female
- Address: 2035 Zumbehl Road Saint Charles, 63303, MO
- Gender: Male
- Address: Suite 201 2127 Bluestone Drive Saint Charles, 63303, MO
- Gender: Male
- Address: 11 Charlestowne Plaza St Charles, 63303, MO
- Gender: Female
- Address: 2121 Zumbehl Road Saint Charles, 63303, MO
- Gender: Male
- Address: 2035 Zumbehl Road Saint Charles, 63303, MO
- Gender: Female
- Address: 487 Lazelle Road Westerville, 43081, OH
- Gender: Male
- Address: 2035 Zumbehl Road Saint Charles, 63303, MO
Questions & Answers
Does Dr. Charles M. Lutz have affiliation with practices?
Dr. Charles M. Lutz is affiliated with Crown Vision Center. For the full list of practices see this list.
Where can you meet with Dr. Charles M. Lutz?
Dr. Charles M. Lutz's office is located at 1944 Zumbehl Road in Saint Charles, MO 63303.
Does Dr. Charles M. Lutz accept patients with Anthem Blue Cross and Blue Shield?
Yes, Dr. Charles M. Lutz is listed in-network for Anthem Blue Cross and Blue Shield through the ACA Marketplace (Obamacare/HealthCare.gov). See the Marketplace plans section for details.
What conditions does Dr. Charles M. Lutz treat?
Dr. Charles M. Lutz provides treatment for Binocular Dysfunction (BVD), Diabetic Retinopathy, Exotropia, Nearsightedness, Oculomotor Dysfunction, Sty. For the full list see this list.